As a nationally recognized RIA and independent fee-only Saginaw financial adviser, we prioritize your best interests at all times. From taxes to investments, we provide personalized strategies for every stage of your financial journey. Experience our commitment to your success as your one-stop shop for retirement planning in Saginaw.
What You Get by Partnering with Advance Capital Management
Personalized wealth management is about more than just planning and strategy – it’s about choosing the right financial partner. To create the financial life you want most, you need a lifelong partnership dedicated to working toward your goals.
Your Own Dedicated Adviser
With us, you will partner with only one financial adviser. That’s someone who understands your needs, who keeps you informed and who works side-by-side with you every step toward your goals.
You’re In Control
As a client, you can feel empowered to work with us on your terms. That includes choosing whether to meet with your dedicated Saginaw adviser in-person or remotely and how often you wish to communicate.
You Only Pay Us When You Invest with Us
We are fervent believers that everyone deserves top-notch financial advice. As a valued client, we will partner with you, sometimes even for years, without imposing a fee until you’re ready to invest with us.
Your Portfolio Is Managed by an In-House Investment Team
Our in-house investment team follows an evidence-based investing approach to design a portfolio to pursue your specific needs and goals, with the flexibility to actively make any necessary adjustments.
Get Started with a Saginaw Financial Adviser in 3 Easy Steps
We can help build your ideal financial life together
Get a free financial consultation
Tell us what you dream about and what keeps you up at night – your needs, biggest goals, loved ones, greatest fears. A Saginaw financial adviser is here to listen!
Put your financial plan into action
Based on your information, an adviser from our Saginaw team will deliver a comprehensive financial plan for your goals and then work with you to put it into action.
Pursue your ideal financial life
Spend time doing what you love with the people you love. And if your life changes, your Saginaw retirement planning specialist will help you adjust your plan so you can keep moving forward with confidence.
Frequently asked questions
Partnering with a Saginaw Financial Adviser from Advance Capital Management
You’ve got questions, we’ve got answers. Keep in mind: It costs you nothing to sit down and have an initial conversation.
Can’t I do my planning and investing myself?
The further along your financial journey, the more complex it becomes. Our Saginaw wealth management services can help you connect the dots in your full financial picture so you can take advantage of things you might be missing. We'll get to know your hopes, dreams and fears to create a plan to improve your financial well-being now and in the future.
What is your fee?
Our fee is based on a percentage of your investable assets that we manage. That means we don’t charge you for our financial planning services until we start managing your investments. This percentage changes based on how much wealth is being managed by your adviser. You can get a better understanding of our fee structure and what fee would apply to your account by talking to an adviser.
Will you work with my other financial professionals?
Your adviser will collaborate with any other professionals and trusted resources that you work with – including your tax adviser, estate planning attorney, insurance broker, and other experts – to help ensure all of your financial needs are met.
What information do I need to provide to get started?
You only need to provide some basic financial information to schedule a conversation with an Advance Capital Management financial adviser in Saginaw, Michigan. For your first meeting, your adviser will help you gather more detailed financial information to develop a personalized financial plan that’s designed to put you on a path toward your retirement goals.
Do you serve clients who live outside of Saginaw?
Yes. In addition to Saginaw, we provide financial planning, investment management and retirement planning services to people throughout Michigan and remotely. To find out how best we can serve you, contact us for a free consultation.
Start Building Your Ideal Financial Life
Advance Capital Management helps people like you work toward financial independence by providing personalized financial and investment services. You know where you want to go. Contact us for a free financial plan to help you get there.