DISCLOSURE

WARRANTIES & DISCLAIMERS

There are no warranties implied.

This website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Fees and expenses apply to an ongoing investment, and over time these fees and expenses will reduce the return of an investment. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.

Advance Capital Management, Inc. is a registered investment adviser located in Southfield, MI. Advance Capital may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Advance Capital’s web site is limited to the dissemination of general information pertaining to its services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Advance Capital’s web site on the Internet should not be construed by any consumer and/or prospective client as Advance Capital’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Advance Capital with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Advance Capital, please contact the state securities regulators for those states in which Advance Capital maintains a registration filing. A copy of Advance Capital Management’s current written disclosure statement discussing Advance Capital Management’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Advance Capital Management upon written request. Advance Capital does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Advance Capital’s web site or incorporated herein, and takes no responsibility thereof. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Blog Disclosure

The views expressed in this document reflect the personal views of the Advance Capital Management, Inc. employees authoring the document. The information in this document has been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Advance Capital Management, Inc. While the publisher has been diligent in attempting to provide accurate information, the accuracy of the information cannot be guaranteed. Laws and regulations change frequently, and are subject to differing legal interpretations. Accordingly, the publisher shall not be liable for any loss or damage caused, or alleged to have been caused, by the use or reliance upon this service.

social media DISCLOSURE

Comments and "likes" should not be considered representative of client experiences, or indicative of future performance or success. While I appreciate the support, I cannot accept Recommendations or Endorsements due to Investment Advisers Act of 1940 rules which prohibit me from publishing a testimonial of any kind concerning the investment advice, analysis, reporting or other services I provide. For your privacy, please don’t post or submit account or service-related information on this page. Instead, contact me directly.

Don’t expect a reply to your comments. Please, don’t give investment advice or provide any client information. Keep your comments relevant and please be respectful. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. 

Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

Investment advisory services are provided by Advance Capital Management, Inc.  

PODCAST DISCLOSURE

Information presented herein is for discussion and illustrative purposes only and is not a recommendation or an offer or a solicitation to buy or sell any securities. The views and opinions expressed by the Advance Capital speaker are as of the date of the recording. Any such views are subject to change at any time based on market or other conditions, and Advance Capital disclaims any responsibility to update such views. These views should not be relied on as investment advice and, because investment decisions are based on numerous factors, may not be relied on as an indication of trading intent on behalf of any Advance Capital product. Neither Advance Capital nor the Advance Capital speaker can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The forementioned investment decisions are indicative of our discretionary service line. Due to differences in actual account allocations and various other transaction-based or market factors, these decisions may or may not be reflected in your account. Please contact your Advance Capital adviser for your specific account details.

Past performance is no guarantee of future results. Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

Stock markets are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.

Investment advisory services are provided by Advance Capital Management, Inc.